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Moore & Bruce advises companies and individuals on a
range of financial businesses, the regulatory structures
that affect them and the products and services that they
provide. We often find ourselves rendering advice to the
founders and “star” managers of the company. These
individuals may have concerns that are not addressed by
advice rendered to the company itself. We take a great deal
of pride in the thoughtfulness and innovativeness of our
approaches to complicated subjects.
Financial Services and Products
We advise on many financial products and services. These
include investment funds and products, lending arrangements,
various account facilities, a variety of securities
services, leases and sale-and-lease back arrangements, and
“products” wrapped inside insurance arrangements and trusts.
We frequently become involved in the planning stage,
assisting with structuring and foreseeing regulatory and tax
implications.
We draft the legal documentation, including nondisclosure
and non-circumvention agreements, letters of intent, term
sheets, definitive agreements, prospectuses, terms and
conditions, and related documents.
Financial Services Regulation
The Firm provides legal advice on all aspects of regulation
of financial services businesses by, among others, the
Securities and Exchange Commission (SEC), the Office of the
Comptroller of the Currency (OCC), the Financial Crimes
Enforcement Network (FinCen), and the Office of Foreign
Assets Control (OFAC). The last three are part of the US
Department of the Treasury. Certain Committees of Congress,
in reality, play a role in the regulation of financial
services, as well. State bodies, such as Commissioners of
Insurance, can also be involved. The jurisdiction of US
courts over issuers of securities, investment advisers,
persons that conduct financial transactions, investors, and
the like is an important consideration.
We are often called upon to advise with respect to the
legality of products and transactions, exposures to
regulatory action, anti-money laundering rules (such as
those in the USA Patriot Act), and rules aimed at terrorism
and organized crime.
Lending Transactions
We advise lenders and borrowers on a wide array of loan
transactions and products that morph from indebtedness to
equity. We are especially attuned to issues that arise with
respect to cross-border transactions.
We are a lending advisory group with respect to
international pension planning and the practical and tax
implications of these arrangements.
Executive Compensation.
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